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The Employee Retirement Income Security Act of 1974 (ERISA) provides protections to the retirement and pension plan assets of employers. Further, this act protects employees who are currently working, ensuring that their employers do not set unreasonable limits regarding who can and cannot participate in pension plans such as 401(k)s. Whether an employer looking to […]

Mutual funds are the most popular form of investment account across the United States, allowing individuals to take advantage of professional portfolio management with a very low barrier to entry. As such, many individuals and financial advisors alike want to know the upsides to buying into a mutual fund to help their long-term investment health.